Checking Accounts
| Business Checking | Small Business Checking | Business Checking | Business Checking Plus | Community at Heart |
| Ideal for | Small to mid-sized businesses | Businesses with larger volume of transactions | Sole propiertors | Not for profit |
| Minimum Deposit to Open | $50 | $50 | $50 | $50 |
| Monthly Service Charge | $12 | $12 | $12 | $12 |
| Minimum Monthly Balance to Avoid Service Charge | Minimum Daily Balance $1,500 OR Average Daily Balance $2,500 | Competitive earnings credit rate applied to offset account charges | Average Daily Balance $2,500 | Average Daily Balance $2,500 |
| Transaction Activity | 150 FREE paid and deposited items. Additional checks/deposited items $0.30 each | Checks: $0.18 each deposited items: $0.15 each ACH debit/credit $0.10 each | 150 FREE paid and deposited items. Additional checks/deposited items $0.30 each | 300 FREE paid and deposited items. Additional checks/deposited items $0.30 each |
| Earns Interest | N/A | N/A |  |
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| Free Online Banking | |
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| Free Mobile Banking | |
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| Bill Payment | $7.95 month includes 10 payments then $0.50 each | $7.95 month includes 10 payments then $0.50 each | $7.95 month includes 10 payments then $0.50 each | $7.95 month includes 10 payments then $0.50 each |
| Business Debit Card | |
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| Business Savings | Business Savings | Money Market |
| Minimum Balance to Open | $50 | $50 |
| Balance to avoid Service Charge | $200 average daily balance | $2,500 average daily balance |
| Monthly Service Charge if Balance Falls Below Requirement | $5 | $10 |
| Interest Bearing | |
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| Additional Information | Limited to 6 withdrawals per month; $5 fee for each additional withdrawal | Limited to 6 withdrawals per month; $5 fee for each additional withdrawal |
A $25.00 fee will be assessed to accounts closed within 90 days.
