Additional Services
Request a Business Loan
Anytime. Anywhere.
Community First is excited to announce that you can now request a business or commercial loan online with our simple and secure Commercial Lending Center. Request your business loan online anytime, anywhere, on any device.
Check it out and get started today!
Remote Deposit Capture
Remote Deposit Capture (RDC) is an online remote deposit system allowing you the ability to scan and deposit checks from your place of business. This efficient deposit process is a faster way of delivering your check deposits to the bank, increasing your cash flow and allows you to spend more time on your business.
RDC gives you the flexibility to make unlimited deposits from the convenience of your office. The process is simple; log into the program from your computer, key in your deposited amount, insert the paper checks into the remote deposit machine to be imaged, the information is then sent securely to the bank and the funds are deposited into your business account.
Benefits of Remote Deposit Capture
- Improves Cash Flow
- Convenient & Secure
- Deposited Item Discount
- Reduces Trips to the Bank
- Check Image Access
- Specialized Reports
- Multiple Location Options
- Multiple Account Options
Cash Manager
Cash Manager (CM) is available through CFB’s online banking and is an online payment solution for initiating electronic transactions (ACH) quickly, efficiently and securely.
CM saves your company both time and money by reducing the number of paper checks for expenses such as payroll and minimizes account reconciliation tasks.
Benefits of Cash Manager
- Direct deposit of payroll, dividends, expense reimbursements, commissions, & retirement contributions
- Collection of premiums, dues, & vendor payments
- Cost savings by reducing the number of checks written
- Online access available 24/7
* Remote Deposit Capture and Cash Manger are subject to approval. A monthly service fee will be assessed for these services. Transaction fees associated with your checking account still apply
Business Credit Card
Choose the card that is right for your business – Standard Card with no annual fee or the Preferred Points Rewards Card.
Business Card – Standard Card
Features
- No annual fee.
- Competitive ongoing APR.1
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
- Individual and summary billing options.
Benefits
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
Fees
Other fees may be charged, these fees are listed on the downloadable application.
Business Card – Preferred Points Rewards
Features
- Earn one reward point for each dollar spent, up to 10,000 points per month.
- Low annual fee of $49.00 per account.
- Competitive ongoing APR. 1
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
- Individual billing option only.
Benefits
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
- To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
Fees
- Other fees may be charged, these fees are listed on the downloadable application.
To Apply Now
- Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
- Supporting documents vary depending on the type of business you have. See chart below.
- Fax your completed application to the Card Service Center at 877-809-9162.
Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
Please see application for information about current APRs and fees.
Personal Financial Statement
In order to better serve our clients, we are now offering a new Personal Financial Statement.
Download Personal Financial Statement in Excel
This EXCEL Spreadsheet is designed so that you can complete the form and save it on your own system if desired. This will allow you easy access and ability to update the form periodically to resubmit to Community First Bank without having to re-create the data each time from scratch.
The Spreadsheet has built-in formulas which will total many of the schedules to Page#1 of the PFS, so we suggest you first complete the various schedules and the tabs (which allow more room to provide detail) before completing section 3 on the main tab (first page of the PFS) since the totaling formulas can be overwritten.
We ask that you submit the form to Community First Bank in hard copy, since it is not designed to be saved directly on our Website (for security purposes).
If you have any questions, please contact your account representative or Community First Bank’s Commercial Loan Department at 765-236-0600. Thank you.
