Community First Bank offers a full array of commercial loan products that meet the diverse needs all businesses – from the smallest Mom and Pop shops to the largest corporations.
Commercial Term Loans
Lasting three to seven years, appropriately structured term loans can assist your business in meeting long-term capital needs. Ideal for equipment purchases, providing long-term working capital to support growth, buy-out of equity partners or competitors or other worthwhile needs. Interest rates on term loans may be fixed or variable.
Community First has both the flexibility and expertise to assist with your commercial real estate needs. From buying a lot to purchasing a building to refinancing an existing mortgage, we’ve got loan product that’s right for your business. Our commercial mortgages range form 15 to 20 years and feature a variety of rate options.
Commercial Construction Loans
When building a new commercial building, we custom design your construction loan/permanent financing package to meet your business goals. Our construction loans are structured on a fixed or variable rate basis with interest only payments.
Working Capital Lines of Credit
Individually designed to meet the unique financial needs of seasonal businesses and businesses on a growth trend. Working Capital Lines of Credit are reviewed annually and are priced relative to the prime lending rate.