Savings, CDs, Money Markets

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Personal Savings*

Looking for an account that’s both convenient and interest bearing, then this is the account for you. Ideal for first time account holders and accounts with smaller balances. Avoid a monthly maintenance fee by maintaining an average
daily balance of $200.00
A monthly maintenance charge of $5.00 will be assessed if balance requirements are not maintained
$50.00 minimum opening deposit required

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Personal Money Market*

This account puts your money to work for you. The larger the balance maintained the higher the rate of interest you earn. Perfect for those wanting a short-term investment with a solid return.
Avoid a monthly maintenance fee by maintaining an average daily balance of $1,000.00
A monthly maintenance charge of $10.00 will be assessed if balance requirements are not maintained
$50.00 minimum opening deposit required

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Certificates of Deposit

Round out your investment portfolio with Community First’s certificates of deposit. Our CDs are ideal for customers searching for higher yields. From 30 days to five years, our certificates of deposit give you the choice of short, medium or long-term investments to suit your individual needs.

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Individual Retirement Accounts

We have various IRA terms and products available to meet your needs.
FDIC insures up to $250,000 on certain retirement accounts.
Contact us for more details.

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Santa’s Helper

Save for the holidays and earn interest too!
Minimum balance to open account: $20.00
Account balance transferred to companion checking or savings in early November.
$5.00 check printing fee if companion account not open at time of disbursement.
No monthly maintenance fee.

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Piggy Bank

A special account for those customers 18 and under.
No monthly fees and just $5.00 to get started!
Competitive interest earnings

Click here for current rates.

*Regulation D limits withdraws to 6 per month.

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Health Savings Account

Save for future qualifying expenses with a CFB Health Savings Account. Designed for those insured with a High Deductible Health Plan, this account helps individuals save for future medical expenses on a tax-free basis. Our CFB Health Savings Account offers check writing capabilities, no set-up charge, earns interest and has a low minimum balance requirement. For information on contribution limits and qualified medical expenses, please visit the IRS web site at www.irs.gov.